Term Insurance and Senior Citizen

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The term life insurance is the most common life insurance on the market today, it is not the best option for seniors over 70 years of age. When you get a life insurance policy at the age of 70, you will inevitably pay a premium that increases dramatically over the next 10 years. 

Life Insurance has a maximum entry age of 69 and guaranteed renewable age up until 99 years of age. Besides life cover, you can take advantage of a Funeral Benefit and Terminal Illness Benefit as part of your cover. As with all other age groups above 18, the Benefit Period for Income Protection for seniors is 2 years or to age 65. 

Having Life insurance remains as relevant for all senior citizens, because it helps in many ways for their difficulties. Many Life insurance policies help protect families by releasing some funds early to help look after any immediate funeral and legal expenses at the time of a death occurring.  Read More…


जीवन बीमा शब्द आज बाजार पर सबसे आम जीवन बीमा है, यह 70 वर्ष से अधिक आयु के वरिष्ठ लोगों के लिए सबसे अच्छा विकल्प नहीं है। जब आप 70 वर्ष की आयु में जीवन बीमा पॉलिसी प्राप्त करते हैं, तो आप अनिवार्य रूप से एक प्रीमियम का भुगतान करेंगे जो अगले 10 वर्षों में नाटकीय रूप से वृद्धि करता हैं। 

जीवन बीमा की अधिकतम प्रवेश आयु 69 वर्ष है और अक्षय आयु 99 वर्ष तक की है। जीवन कवर के अलावा, आप अपने कवर के एक हिस्से के रूप में अंतिम संस्कार और टर्मिनल बीमारी का लाभ उठा सकते हैं। 18 वर्ष से अधिक आयु के अन्य सभी समूहों के साथ, वरिष्ठ नागरिकों के लिए आय संरक्षण के लिए लाभ की अवधि 2 वर्ष या 65 वर्ष की आयु है। 

जीवन बीमा होना सभी वरिष्ठ नागरिकों के लिए प्रासंगिक है, क्योंकि यह उनकी कठिनाइयों के लिए कई तरह से मदद करता है। कई जीवन बीमा पॉलिसियां, मृत्यु के समय किसी भी अंतिम संस्कार और कानूनी खर्चों की देखभाल में मदद करने के लिए कुछ धनराशि जारी करके परिवारों को बचाने में मदद करती हैं। 


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