Stories About Diligence - Character Development Series

It is said that there are many things in Hindu almanac that should be done and there is a lot of benefit from doing it. In such a situation, the festival of Navratri is celebrated for the entire nine days and this has great importance in Hinduism. It is said that different forms of Goddess Durga are worshiped for the entire nine days. Let us tell you that many people sow barley on the first day of Navratri, but most people do not know its importance.  The scientific name of barley is "Hordem Vulgare" and is sown on the first day of Durga Navaratri. According to our scriptures, barley was the first crop after the beginning of creation, so whenever goddesses are worshiped, barley is offered in prayers to God in front of fire.  It is believed that barley grown in Navratri is a sign of some things related to the future. In fact, the main reason behind this is that barley is considered Lord Brahma and we should respect grains. It is said that if barley sprouts do not grow i...

Joint life insurance is decided by the partners of the firm on the joint lives of the other partners. The purpose of the joint life policy is to reduce the financial burden on the firm at the time of payment of a large amount to the legal representative of the deceased partner. The insurer receives payment after the death of its insurance partner. There are different methods for accounting treatment of joint life policy.  The firm pays the premium on the Joint Life Policy. The Insurance Company pays the amount of the Joint Life Policy on the maturity of the policy or the death of a partner, whichever is earlier. The surrender value at the time of the death of a partner is distributed among the remaining partners and the legal representative of the deceased partner.  The accounting treatment for Joint Life Policy at the time of the death of a partner is as follows:  Premium Method- When the partners decide to treat the premium on Joint Life Policy as an e...

Navaratri is a nine-day festival in which people worship Goddess Durga. During these nine days, the Durga Saptashati book is read by the worshipers. Durga Saptashati is considered as the holy scripture of Hinduism. Durga Saptashati is filled with spiritual story with a divine story of Goddess Bhagwati.  This book also includes the process of recitation with the request, Saptashloki Durga, Durgashtattarashatnamastotram, Pathvidhi: Durgasaptasati recitation, epilogue, apologetics, Sri Durgamanas Pooja, Sri Durgadvatrianshananamala, Devyapradhakshamapanastotram, Siddhikunjikastotram and Devi Aarti.  Durga Saptashati (Goddess Mahatyam) during Navratri should be recited as follows: ~~ Chapter one for the first day (Madhu Catabh Slaughter) Chapter two, three and four on the second day (Mahishasura Slaughter) Chapter five and six on the third day (Dhumralochan Slaughter) Chapter seven on the fourth day (Chand Mund Slaughter) Chapter eight o...

Life assured or insured is the person(s) whose life is covered in the insurance contract. In the event of a contingency, the insured can claim the amount or in the event of the death of the assured, the nominee will receive the insurance amount.  IRDAI has now asked life insurance companies to highlight the sum assured, premium and policy as well as payment terms. Under the exemption, the proposal form has to be sent to the proposer on his or her registered e-mail ID or mobile number in the form of an e-mail or a message with a link.  If you are planning to buy a life insurance policy this financial year, you won’t need to give your consent by signing on the hard copy of the proposal form and can do so electronically instead.  The Insurance Regulatory and Development Authority of India (IRDAI) on Thursday extended the exemption given to life insurers to obtain customers’ consent without requiring signatures on the hard copy of the proposal forms till 31 March...

Life is uncertain and unpredictable. One can only have a proactive measure in place to deal with unpleasant situations. Hence, the concept of ‘insurance’ was introduced with a motive to mitigate the risk and to provide protection. Insurance is the primary way of managing life risk.  There are various types of insurance policies available today to protect your loved ones and the things you love. In a life insurance policy, Insurance indemnifies to pay the insured person’s family a certain sum of money in the event of insured’s demise. When it comes to choosing the right insurance plan, you are spoilt with choices as there are various insurance players in the market offering plenty of unique plans.  In India, there are 24 life insurance companies operating which have been approved and recognised by IRDAI (Insurance Regulatory and Development Authority in India), which is a regulatory body for insurance and reinsurance industries.  The insurance industry of Indi...

As we talk about need, then there are four basic needs that one required i.e Food to eat, air to breath, water to drink and shelter to live in. Our needs are very limited but wants are very high.  Of these, water and air have been gifted to us by nature without any value. But these days, there is scarcity of water and also polluted. So we have to buy it. Apart from these, the main problem is to arrange food and a shelter. Due to economic inequality and unemployment, most people suffer from this problem throughout their life.  Quality of life reflects the general condition of individuals and societies, which underline the negative and positive characteristics of life. It looks at the satisfaction of life including everything from physical health, family, education, employment, money, religious belief, finance and environment.  A good life requires that you love to your work. Do the same to other people, treat yourself well, keep moving forward, do the things y...

In this universe, earth is only the planet where life sustaining elements i.e. Land, Air and Water are present. Life exists because of these resources available on Earth. It creates a balance between living and non-living resources and sustaining both. The three basic and most important non-renewable resources for us are: - the air we breathe, the water we drink and the land on which we live. Without these three resources, our existence cannot be possible.  Air:   Air is a mixture of gases which is composed of nitrogen, oxygen and very small amounts of water vapor and other gases. Oxygen in the air is essential for all living beings because we use this oxygen to produce energy from the food we eat. The carbon dioxide from which we exhale is essential for the plants to take energy from the sun and convert it into food. Wind regulates the temperature of the Earth and causes different patterns of weather. Water   Water is required in all life on the plane...

Due to modernization in our human life, we can easily see many differences that are happening in our daily lifestyle. Which are continuously spreading due to Kovid-19. First of all, digital appliances had become part of our daily life. It seems that without them no life. Every step of life we are depends on digital devices.   Power usage has increased due to digital devices, as all digital devices require electricity to operate. To enhance our amenities, we are cleaning the green vegetation to keep people together, resulting in increased pollution. We are only obliged to survive in a polluted environment because of us.   Thus there is an increase in temperature due to global warming and a decrease in manual efforts. We all depend on machines, even many of us use cars or motorcycles to go to the gym, then what is the use of exercise. It is better to go for a walk for half an hour instead. There is a decrease of the social activeness due to increase of the artificial techn...

The term life insurance is the most common life insurance on the market today, it is not the best option for seniors over 70 years of age. When you get a life insurance policy at the age of 70, you will inevitably pay a premium that increases dramatically over the next 10 years.  Life Insurance has a maximum entry age of 69 and guaranteed renewable age up until 99 years of age. Besides life cover, you can take advantage of a Funeral Benefit and Terminal Illness Benefit as part of your cover. As with all other age groups above 18, the Benefit Period for Income Protection for seniors is 2 years or to age 65.  Having Life insurance remains as relevant for all senior citizens, because it helps in many ways for their difficulties. Many Life insurance policies help protect families by releasing some funds early to help look after any immediate funeral and legal expenses at the time of a death occurring.   Read More… जीवन बीमा शब्द आज बाजार पर सबसे आम जीवन बीमा है, ...

मनुष्य जटिल प्राणी हैं और उनका पाचन तंत्र भी जटिल होता है। मानव पाचन तंत्र एक एलिमेंटरी नलिका और कुछ सहायक ग्रंथियों से बना है। एलिमेंटरी नलिका कई भागों में विभाजित होती है, जैसे कि अन्नप्रणाली, पेट, छोटी आंत, बड़ी आंत, मलाशय और गुदा। लार ग्रंथि, यकृत और अग्न्याशय सहायक ग्रंथियां हैं जो कि एलिमेंटरी नलिका के बाहर स्थित होते हैं।  मानव पाचन तंत्र में एलिमेंटरी नलिका और संबंधित पाचन ग्रंथियां शामिल हैं, वे इस प्रकार हैं:-   मुंह घेघा पेट छोटी आंत बड़ी आंत मुख्य ग्रंथियाँ इस प्रकार हैं:-   गैस्ट्रिक ग्रंथियां जिगर अग्न्याशय मुंह में दांत और जीभ होती है। मुंह में लार ग्रंथियां भी मौजूद हैं। जीभ में ग्रसनी रिसेप्टर्स होते हैं जो स्वाद की भावना का अनुभव करते हैं। जीभ भोजन को मोड़ने में मदद करती है ताकि इसमें लार को ठीक से मिलाया जा सके। दांत भोजन को छोटे कणों में तोड़ने में मदद करते हैं, ताकि भोजन को निगलने में आसानी हो। इंसान में चार तरह के दांत होते हैं। खाने को काटने के लिए इंसीजर के दांतों का इस्तेमाल किया जाता है। कैन...

Human beings are complex beings and their digestive system is also complex. The human digestive system is made up of an alimentary canal and some accessory glands. Elementary canal is divided into several parts, such as esophagus, stomach, small intestine, large intestine, rectum, and anus. The salivary gland, liver, and pancreas are the accessory glands that are located outside the primary duct.   The human digestive system includes the elemental canal and related digestive glands, they are as follows: -   Mouth Esophagus Stomach Small intestine Large intestine. The main glands are as follows:-   Gastric glands Liver Pancreas The mouth has teeth and tongue. Salivary glands are also present in the mouth. The tongue has gustatory receptors which perceive the sense of taste. The tongue helps in turning over the food so that saliva can be properly mixed in it. Teeth help in breaking down the food into smaller particles ...

Changes are being made to WhatsApp by adding a new shopping button, which will make it easier for customers to search the list of businesses. It will be easy for customers to know which goods or services are offered by which particular business. With this help, it will be easier for businesses to search for their products and this can help in increasing sales.   With the new WhatsApp feature, users will now see a shopping button next to the profile of the business account. The button looks like a store icon. Pressing the shopping button will open the catalog and users will be able to select items according to their needs. The payments service is based on UPI and will allow for direct bank transfer payments from WhatsApp itself.   How it will work:~   Go to any business account on WhatsApp. If the seller has uploaded a catalog to their business account, the user will see a shop symbol just next to the account name. Pressing it will open the catalog and show...